DSCR- 2nd Mortgage Finance

TVC Funding offers the ideal solution for borrowers looking to access equity from their rental properties without refinancing. Our 2nd Mortgage Rental Program provides a second-position loan, allowing clients to keep their primary mortgage intact while securing the flexibility to fund new investments or property upgrades. Tailored for portfolio growth, this streamlined program unlocks capital easily and efficiently.

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2nd Mortgage Highlights*

  • Fixed Rate Closed End Second Mortgages up to 85% CLTV
  • $55K - $2M Loan Amounts
  • Non-Owner Occupied, 1-4 Single-Family Homes, Condos, Townhomes, PUD Properties
  • 680+ Credit Score
  • 1.1 Minimum DSCR
  • $30K-$500K Loan Amounts
  • Pre-Payment Penalty
  • 20, 25, and 30 Year Amortization
  • 45 Day Rate Lock Guarantee
  • Lease and Unleased Qualifications
  • Nationwide Lending

*Rates, terms and conditions offered apply only to qualified borrowers in accordance with our guidelines at the time of application, property factors and geography and are subject to change at any time without notice. This is a non-binding expression of interest and does not create any legally binding commitment or obligation on the part of Temple View Capital Funding, LP or its affiliates and are subject to our credit, legal and investment approval process.  Rates and terms are as of 12/19/2024. 

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Flexible financing for residential, non-owner-occupied properties

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